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$625K · 1+1 bed Detached Condo · Unit 24, 19 Napa Ridge, New Tecumseth, Ontario L9R 2E5 | HomeSearchCanada

$625,000

Unit 24

99 DOM

1+1399d

Map

DOM 99

↓ $50KMotivated Seller

$625,000

↓ $50KMotivated Seller

DOM99days

Unit 24

19 Napa Ridge · New Tecumseth · Ontario L9R 2E5

MLS® N13443614 · Rural New Tecumseth · L9R 2E5

1+13OwnerOccupied1200-1399 ft²Detached Condo1-car AttachedFinished, Full99d$481/ft²$4,212 tax/yrBuilt 200323 yrs oldFinished, Full

99 days on market

About this home

Welcome to beautifully appointed 1+1 bdrm 3 bath bungalow on a large frontage in a welcoming golf course community. Built in 2004 & lovingly maintained, large eat in kitchen w new quartz counters, brand new stove, breakfast bar, great room w hardwood and gas fireplace, large master w walk-in closet and 5 pc ensuite. Charming upper midlevel library w hardwood, lower midlevel laundry, and enormous finished basement w gas fireplace, large windows, additional bedroom, 4 pc bath, den, and storage uti…

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Property details

MLS#: N13443614
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 3 full, 0 half
Rooms: 6 + 4
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: Bungalow
Type: Detached Condo
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 5 pc · Ground; 2 pc · Ground; 3 pc · Basement
Family room: No
Central vacuum: Central vacuum
Ensuite laundry: No

Fireplaces: 2
Fireplace features: Natural Gas

Condo corp #: 276
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Deck, Landscaped, Porch, Year Round Living
Fronting on: —
Cross street: McKenzie Pioneer /Bella Vista
Stories: 1
Utilities: —
Laundry: Laundry Room
Laundry level: Lower Level
Interior: Central Vacuum
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $50,000 (from $675,000 to $625,000).

Motivated SellerWhy this label

99 days on market — Listing has been active for 99 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: MAIN STREET REALTY LTD.

Source: TRREB/PROPTX · MLS® N13443614

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$625K

Unit 24 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $625,000✓ $4,212 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,496/mo

incl. closing costs (yr 1)

Annual total

$65,954

year 1

Mortgage only

$2,371/mo

principal + interest

Beyond mortgage

$1,919/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$351/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $28,453/yr

Property taxes20% $13,187/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,250/yr

Condo fees11% $7,404/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,453	$2,371/mo
Government & taxes
Property tax	$4,212	$351/mo
Land transfer tax(closing)	$8,975	$748/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,250	$521/mo
Condo fees
Condo / HOA fees	$7,404	$617/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,954	$5,496/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 24

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs