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$40K · 2 bed Timeshare · Unit 4109-41, 9 Harbour Street, Collingwood, Ontario L9Y 5C5 | HomeSearchCanada

$40,000

Unit 4109-41

610 DOM

22610d

Map

DOM 610

↓ $20KMotivated SellerWaterfront

$40,000

↓ $20KMotivated Seller

DOM610days

Unit 4109-41

9 Harbour Street · Collingwood · Ontario L9Y 5C5

MLS® S11931442 · Collingwood · L9Y 5C5

22TenantOccupied0-499 ft²TimeshareNoneNo basement610d$80/ft²$411 tax/yrBuilt 201313 yrs oldNo basement

610 days on market

About this home

3 WEEK FRACTIONAL OWNERSHIP AT Collingwood's only waterfront resort. Located on the 4th floor of Living Water Resort, this unit offers amazing views of the bay. With lock off feature, this 2 bed/2 bath/2 kitchen unit can be transformed into a bachelor & 1 bedroom apartment. Bachelor suite has 2 queen beds & a kitchenette. The 1 bedroom unit offers living room w/pull out sofa, electric fireplace, full kitchen w/dishwasher, fridge, stove, microwave, washer/dryer, large main bedroom w/king size bed…

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Property details

MLS#: S11931442
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 2
Size: 0-499Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Timeshare
Year built: 2013

PIN: 593720072
Roll / ARN: 433104000212805

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: c7

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Public Transit, Skiing, Waterfront, Beach, Golf, Hospital

Fireplaces: 1
Fireplace features: Electric

View: Bay

Waterfront: Yes
Water view: Direct
Water body: Georgian Bay
Shoreline: Mixed, Clean, Gravel
Waterfront features: Boat Launch, Marina Services

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Brick · Year Round Living
Fronting on: —
Cross street: Balsam/Harbour
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Accessory Apartment
Parking features: Surface

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $60,000 to $40,000).

Motivated SellerWhy this label

610 days on market — Listing has been active for 610 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Century 21 Millennium Inc.

Source: TRREB/PROPTX · MLS® S11931442

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$40K

Unit 4109-41 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $40,000✓ $411 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$1,124/mo

incl. closing costs (yr 1)

Annual total

$13,492

year 1

Mortgage only

$152/mo

principal + interest

Beyond mortgage

$498/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$8,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$34/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$400/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$200

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)13% $1,821/yr

Property taxes5% $611/yr

Utilities29% $3,960/yr

Insurance & security12% $1,600/yr

Maintenance3% $400/yr

Closing costs38% $5,100/yr

Mortgage is 13% of your true cost of ownership. The other 87% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$1,821	$152/mo
Government & taxes
Property tax	$411	$34/mo
Land transfer tax(closing)	$200	$17/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$400	$33/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$13,492	$1,124/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4109-41

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs