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$399K · 2 bed Condo Apartment · Unit 303, 91 RAGLAN Street, Collingwood, Ontario L9Y 4V3 | HomeSearchCanada

$399,000

Unit 303

210 DOM

22210d

Map

⚡ Insider Deal

DOM 210

↓ $66KMotivated SellerPrice Reduced

$399,000

↓ $66KMotivated Seller

DOM210days

Unit 303

91 RAGLAN Street · Collingwood · Ontario L9Y 4V3

MLS® S12816448 · Collingwood · L9Y 4V3

22OwnerOccupied1000-1199 ft²Condo Apartment1-car UndergroundNo basement210d$363/ft²$3,058 tax/yrNo basement

210 days on market

About this home

MOTIVATED SELLER has adjusted the listing price to reflect that some updates may be desired by a buyer. Located in Raglan Heights (Raglan Village), one of Collingwood's premier adult lifestyle communities, this spacious condo offers an open-concept layout with a combined living, dining, and kitchen area, complete with sliding doors that lead to a large balcony. The primary bedroom features a generous layout with an ensuite bathroom that includes a walk-in shower, as well as in-suite laundry for…

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Property details

MLS#: S12816448
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc; 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No
Special designation: Accessibility

Zoning: HR6-11

Condo corp #: 350
Balcony: Open
Locker: Exclusive
Fees include: Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Stucco (Plaster)
Fronting on: —
Cross street: HUME & RAGLAN
Stories: 3
Utilities: —
Laundry: In Bathroom
Interior: Storage Area Lockers
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $66KPrice reduction

MLS shows the seller reduced the asking price by $66,000 (from $465,000 to $399,000).

Motivated SellerWhy this label

210 days on market — Listing has been active for 210 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage Locations North

Source: TRREB/PROPTX · MLS® S12816448

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$399K

Unit 303 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,000✓ $3,058 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,230/mo

incl. closing costs (yr 1)

Annual total

$50,758

year 1

Mortgage only

$1,514/mo

principal + interest

Beyond mortgage

$1,886/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$255/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$72/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,460

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $18,164/yr

Property taxes15% $7,518/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,990/yr

Condo fees21% $10,426/yr

Closing costs10% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,164	$1,514/mo
Government & taxes
Property tax	$3,058	$255/mo
Land transfer tax(closing)	$4,460	$372/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,990	$333/mo
Condo fees
Condo / HOA fees	$10,426	$869/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,758	$4,230/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 303

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs