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$498K · 3 bed Condo Townhouse · Unit 15, 24 Laguna Parkway, Ramara, Ontario L0K 1B0 | HomeSearchCanada

$498,000

Unit 15

150 DOM

34150d

Map

⚡ Insider Deal

DOM 150

↓ $21KMotivated SellerWaterfrontPrice Reduced

$498,000

↓ $21KMotivated Seller

DOM150days

Unit 15

24 Laguna Parkway · Ramara · Ontario L0K 1B0

MLS® S13044850 · Brechin · L0K 1B0

34Vacant1800-1999 ft²Condo TownhouseNoneCrawl Space150d$262/ft²$3,128 tax/yrCrawl Space

150 days on market

About this home

Welcome to Leeward Lagoon Villas - your waterfront escape. Enjoy the perfect blend of location, privacy, and stunning water views. Location is key! From your spacious upper sundeck, take in breathtaking sunsets over the open lagoon. This well-appointed villa features: 3 bedrooms, 4 bathrooms (including 2 ensuites with a Jacuzzi tub). Updated kitchen and bathrooms. Oak hardwood flooring, pot lighting, and stylish tile on the main level. Convenient main-floor laundry. Family room with built-in fis…

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Property details

MLS#: S13044850
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 4 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1800-1999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Crawl Space
Style: 3-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc · Ground; 2 pc · Second; 4 pc · Third; 4 pc · Third
Family room: Family room
Central vacuum: Central vacuum
Ensuite laundry: Ensuite laundry

Roof: Metal
Foundation: Concrete Block
Property features: Beach, Lake Access, Marina, Park, School Bus Route, Waterfront

Fireplaces: 1
Fireplace features: Electric

View: Canal, Water

Waterfront: Yes
Water view: Direct
Water body: Lake Simcoe
Water frontage: 12 ft
Shoreline: Soft Bottom
Waterfront features: Dock, Trent System

Condo corp #: 133
Balcony: Open
Locker: Ensuite
Association amenities: BBQs Allowed, Bike Storage, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Exterior: Vinyl Siding · Deck, Year Round Living
Fronting on: —
Cross street: Hwy 12/ Simcoe Rd/ Laguna Pkwy
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Lower Level
Interior: Central Vacuum, In-Law Capability
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $21KPrice reduction

MLS shows the seller reduced the asking price by $21,000 (from $519,000 to $498,000).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX COUNTRY LAKES REALTY INC.

Source: TRREB/PROPTX · MLS® S13044850

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$498K

Unit 15 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $498,000✓ $3,128 tax✓ Electric✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,853/mo

incl. closing costs (yr 1)

Annual total

$58,241

year 1

Mortgage only

$1,889/mo

principal + interest

Beyond mortgage

$1,970/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$261/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,900 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$82/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $22,671/yr

Property taxes16% $9,563/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,980/yr

Condo fees20% $11,867/yr

Closing costs9% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,671	$1,889/mo
Government & taxes
Property tax	$3,128	$261/mo
Land transfer tax(closing)	$6,435	$536/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,980	$415/mo
Condo fees
Condo / HOA fees	$11,867	$989/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,241	$4,853/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 15

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs