$375K · 3+1 bed Condo Townhouse · Unit 10, 32 Sawmill Road, Barrie, Ontario L4N 6X3

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About this home

Exceptional Investment Opportunity with Built-In Income Potential! This updated 4-bedroom, 2.5-bathroom two-storey townhome offers approximately 1,750 sq. ft. of versatile living space in a central location close to public transit and The GO station. Thoughtfully designed with two separate entrances and a fully self-contained walk-out lower-level suite, this property is perfectly suited for investors, multi-generational living, first-time buyers, or savvy homeowners looking to generate additiona…

Property details

MLS#

S13435758

Status

Buy Now

Property class

Residential Condo & Other

Beds

3+1

Baths

3 full, 0 half

Rooms

8 + 3

Kitchens

Size

1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Apartment, Walk-Out

Style

2-Storey

Type

Condo Townhouse

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 2 pc · Main; 4 pc · Second; 3 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Property features: Public Transit

Condo corp #: 152
Balcony: Open
Locker: None
Association amenities: Club House, Community BBQ, Outdoor Pool, Gym, Playground, Tennis Court
Fees include: Building Insurance Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Essa Road
Stories: 1
Utilities: —
Laundry: Laundry Room, In Basement
Laundry level: Lower Level
Interior: Ventilation System, In-Law Suite, Built-In Oven, Bar Fridge, Accessory Apartment
Parking features: —

Price movement & seller pressure

↓ $70KPrice reduction

MLS shows the seller reduced the asking price by $70,001 (from $445,000 to $374,999).

Motivated SellerWhy this label

102 days on market — Listing has been active for 102 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $374,999✓ $2,612 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,105/mo

incl. closing costs (yr 1)

Annual total

$49,256

year 1

Mortgage only

$1,423/mo

principal + interest

Beyond mortgage

$1,882/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$75,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$218/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$77/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,100

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $17,072/yr

Property taxes14% $6,712/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,750/yr

Condo fees22% $11,063/yr

Closing costs10% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,072	$1,423/mo
Government & taxes
Property tax	$2,612	$218/mo
Land transfer tax(closing)	$4,100	$342/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,750	$313/mo
Condo fees
Condo / HOA fees	$11,063	$922/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,256	$4,105/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 10

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs