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$449K · 1 bed Condo Apartment · Unit 109, 20 Koda Street, Barrie, Ontario L9J 0J7 | HomeSearchCanada

$448,888

Unit 109

25 DOM

1125d

Map

DOM 25

$448,888

DOM25days

Unit 109

20 Koda Street · Barrie · Ontario L9J 0J7

MLS® S13723228 · Rural Barrie Southwest · L9J 0J7

11TenantOccupied700-799 ft²Condo ApartmentNoneNo basement25d$599/ft²$3,335 tax/yrNo basement

25 days on market

About this home

Welcome to 20 Koda St. Unit 109, located in the highly sought-after Bear Creek Ridge community! This beautifully designed condo offers an exceptional opportunity for first-time buyers, investors, or those looking to downsize. Enjoy a bright and spacious open-concept layout featuring a modern kitchen with stainless steel appliances, convenient in-suite laundry, and an impressive 100 sq.ft. covered balcony. AAA tenant currently in place and willing to stay or vacate, offering flexibility for both…

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Property details

MLS#: S13723228
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Park, School, School Bus Route

Condo corp #: 472
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster), Vinyl Siding
Fronting on: —
Cross street: Essa Rd / Koda St
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: None
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX PREMIER INC.

Source: TRREB/PROPTX · MLS® S13723228

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$449K

Unit 109 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $448,888✓ $3,335 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,101/mo

incl. closing costs (yr 1)

Annual total

$49,211

year 1

Mortgage only

$1,703/mo

principal + interest

Beyond mortgage

$1,485/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,778

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$278/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,489/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,453

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,435/yr

Property taxes18% $8,788/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,489/yr

Condo fees10% $4,839/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,435	$1,703/mo
Government & taxes
Property tax	$3,335	$278/mo
Land transfer tax(closing)	$5,453	$454/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,489	$374/mo
Condo fees
Condo / HOA fees	$4,839	$403/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,211	$4,101/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 109

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs