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$490K · 2 bed Condo Apartment · Unit 209, The Galleries, 172 Eighth Street, Collingwood, Ontario L9Y 4T2 | HomeSearchCanada

$489,900

Unit 209

14 DOM

2214d

Map

DOM 14

$489,900

DOM14days

Unit 209

The Galleries · 172 Eighth Street · Collingwood · Ontario L9Y 4T2

MLS® S13756408 · Collingwood · L9Y 4T2

22OwnerOccupied1200-1399 ft²Condo Apartment1-car UndergroundNo basement14d$377/ft²$2,997 tax/yrBuilt 198541 yrs oldNo basement

14 days on market

About this home

The Galleries offers an exceptional lifestyle in the heart of Collingwood, with a range of amenities that make everyday living both comfortable and convenient. Residents enjoy the benefit of a live-in superintendent, underground parking, an in-house fitness room with sauna, a spacious social room, and a guest suite available for family and friends. The welcoming lobby and well-maintained common areas add to the overall appeal of this well-managed condominium.This unit is an open-concept 2-bedroo…

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Property details

MLS#: S13756408
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: R6

Roof: Asphalt Rolled
Foundation: Concrete
Property features: Beach, Golf, Hospital, Lake Access, Public Transit, Skiing

View: Clear

Building name: The Galleries
Condo corp #: 158
Balcony: Open
Locker: Exclusive
Association amenities: Guest Suites, Visitor Parking
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Water Included, Parking Included, CAC Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete · Deck, Landscaped, Recreational Area, Year Round Living
Fronting on: —
Cross street: Eighth and Oak
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Water Heater
Parking features: Underground

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Chestnut Park Real Estate

Source: TRREB/PROPTX · MLS® S13756408

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$490K

Unit 209 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $489,900✓ $2,997 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,920/mo

incl. closing costs (yr 1)

Annual total

$59,037

year 1

Mortgage only

$1,859/mo

principal + interest

Beyond mortgage

$2,080/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$250/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$83/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $22,302/yr

Property taxes16% $9,270/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,899/yr

Condo fees20% $11,905/yr

Closing costs9% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,302	$1,859/mo
Government & taxes
Property tax	$2,997	$250/mo
Land transfer tax(closing)	$6,273	$523/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,899	$408/mo
Condo fees
Condo / HOA fees	$11,905	$992/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,037	$4,920/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 209

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs