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$575K · 2 bed Condo Apartment · Unit 221, 640 Sauve Street, Milton, Ontario L9T 7E3 | HomeSearchCanada

$575,000

Unit 221

91 DOM

2291d

Map

DOM 91

Motivated Seller

$575,000

Motivated Seller

DOM91days

Unit 221

640 Sauve Street · Milton · Ontario L9T 7E3

MLS® W13227468 · 1023 - BE Beaty · L9T 7E3

22TenantOccupied800-899 ft²Condo ApartmentNoneNo basement91d$677/ft²$1,961 tax/yrBuilt 20188 yrs oldNo basement

91 days on market

About this home

Welcome to the Origin, One Of Milton's Finest Mid-rise Condominiums. Located In Close Proximity To Top Rated Schools, Parks, Shopping, Transit & Other Essential Amenities, This Absolutely Stunning Unit Is Freshly Painted And Has 9 ft Ceilings & Laminate Floors Throughout. The Open-Concept Floor Plan Is Perfect For Modern Living, With Seamless Flow Between Living, Dining And Kitchen Areas. The Sun-filled Living Room Features Walk-out To Private Open Balcony Overlooking Serene Pond And Green Space…

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Property details

MLS#: W13227468
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2018

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 665
Balcony: Open
Locker: Owned
Association amenities: Exercise Room, Game Room, Gym, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, CAC Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Derry/Sauve
Stories: 2
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: Other
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

91 days on market — Listing has been active for 91 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX REALTY SPECIALISTS INC.

Source: TRREB/PROPTX · MLS® W13227468

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$575K

Unit 221 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $575,000✓ $1,961 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,752/mo

incl. closing costs (yr 1)

Annual total

$57,025

year 1

Mortgage only

$2,181/mo

principal + interest

Beyond mortgage

$1,448/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$163/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $26,176/yr

Property taxes17% $9,936/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,750/yr

Condo fees8% $4,503/yr

Closing costs9% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,176	$2,181/mo
Government & taxes
Property tax	$1,961	$163/mo
Land transfer tax(closing)	$7,975	$665/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,750	$479/mo
Condo fees
Condo / HOA fees	$4,503	$375/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,025	$4,752/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 221

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs