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$440K · 3 bed Condo Apartment · Unit 402, 3555 Derry Road, Mississauga, Ontario L4T 1B2 | HomeSearchCanada

$440,000

Unit 402

18 DOM

3218d

Map

DOM 18

$440,000

DOM18days

Unit 402

3555 Derry Road · Mississauga · Ontario L4T 1B2

MLS® W13745262 · Malton · L4T 1B2

32TenantOccupied1000-1199 ft²Condo Apartment1-car UndergroundNo basement18d$400/ft²$1,756 tax/yrBuilt 198541 yrs oldNo basement

18 days on market

About this home

Bright and spacious 3-bedroom and 2 washroom condo in a well-managed building, offering exceptional value and convenience in the heart of Malton. This functional layout features a large open-concept living and dining area with walk-out to a private balcony.Full kitchen upgrades with new appliances done in 2020, New washer (2024), Updated kitchen with ample cabinet space, generous bedrooms with double closets, and a clean, well-maintained interior ideal for first-time buyers, downsizers, or inves…

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Property details

MLS#: W13745262
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 1985

Occupancy: Tenant Occupied
Washrooms: 3 pc · Flat; 2 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: Residential

Property features: Library, Park, Place Of Worship, Public Transit, Rec./Commun.Centre

Condo corp #: 30
Balcony: Open
Locker: None
Association amenities: Outdoor Pool, Party Room/Meeting Room, Tennis Court, Visitor Parking
Fees include: Cable TV Included, Common Elements Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Goreway / Derry
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ESTATE #1 REALTY SERVICES INC.

Source: TRREB/PROPTX · MLS® W13745262

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$440K

Unit 402 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $440,000✓ $1,756 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,269/mo

incl. closing costs (yr 1)

Annual total

$51,230

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$1,702/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$88,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$146/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,400/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$74/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $20,031/yr

Property taxes14% $7,031/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,400/yr

Condo fees21% $10,608/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,031	$1,669/mo
Government & taxes
Property tax	$1,756	$146/mo
Land transfer tax(closing)	$5,275	$440/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,400	$367/mo
Condo fees
Condo / HOA fees	$10,608	$884/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,230	$4,269/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 402

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs