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$600K · 1+1 bed Condo Apartment · Unit 428, 2480 Prince Michael Drive, Oakville, Ontario L6H 0H1 | HomeSearchCanada

$600,000

Unit 428

7 DOM

1+117d

Map

DOM 7

$600,000

DOM7days

Unit 428

2480 Prince Michael Drive · Oakville · Ontario L6H 0H1

MLS® W13783792 · 1009 - JC Joshua Creek · L6H 0H1

1+11OwnerOccupied700-799 ft²Condo Apartment2-car UndergroundNo basement7d$801/ft²$2,856 tax/yrNo basement

7 days on market

About this home

Welcome to this stylish suite at the sought-after Emporium in Joshua Creek, where modern finishes, thoughtful amenities and beautiful surroundings come together! This bright and inviting unit features 9' ceilings, an open-concept living and dining area, a modern kitchen with quartz counters, stainless steel appliances and convenient in-suite laundry. The spacious bedroom offers a comfortable retreat, while the private balcony is the perfect place to unwind and take in the surrounding views. Take…

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Property details

MLS#: W13783792
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: Residential

Property features: Hospital, Library, Public Transit, School

Condo corp #: 640
Balcony: Open
Locker: Owned
Association amenities: Gym, Indoor Pool, Media Room, Party Room/Meeting Room, Visitor Parking
Fees include: CAC Included, Common Elements Included, Heat Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Dundas /Prince Michael Dr
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: None
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Signature Elite Realty Ltd.

Source: TRREB/PROPTX · MLS® W13783792

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$600K

Unit 428 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $600,000✓ $2,856 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,182/mo

incl. closing costs (yr 1)

Annual total

$62,183

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,741/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$120,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$238/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $27,315/yr

Property taxes18% $11,331/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,000/yr

Condo fees11% $6,877/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,315	$2,276/mo
Government & taxes
Property tax	$2,856	$238/mo
Land transfer tax(closing)	$8,475	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,000	$500/mo
Condo fees
Condo / HOA fees	$6,877	$573/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,183	$5,182/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 428

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs