$565K · 2 bed Condo Apartment · Unit LPH13, 118 King Street, Hamilton, Ontario L8N 1A8

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About this home

Welcome to this lovely lower penthouse at the iconic Royal Connaught, a beautifully preserved piece of Hamiltons history right in the heart of downtown. This pristine, sun-filled unit offers soaring 13-foot ceilings, a bright open-concept layout, and southwest views. The modern kitchen is perfect for entertaining, featuring a waterfall quartz island, matching quartz countertops, and custom glass backsplash. The spacious living area includes a custom feature wall with electric fireplace. Enjoy ad…

Property details

MLS#

X12264144

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

1 full, 0 half

Rooms

Kitchens

Size

1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

1 Storey/Apt

Type

Condo Apartment

Year built

2018

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Arts Centre, Hospital, Library, Park, Place Of Worship, Public Transit

View: City

Condo corp #: 573
Balcony: Juliette
Locker: Owned
Association amenities: Community BBQ, Gym, Media Room, Rooftop Deck/Garden
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete Block · Controlled Entry
Fronting on: —
Cross street: Catherine St S
Stories: 12
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Underground

Price movement & seller pressure

↓ $85KPrice reduction

MLS shows the seller reduced the asking price by $84,900 (from $649,900 to $565,000).

Motivated SellerWhy this label

445 days on market — Listing has been active for 445 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $565,000✓ $6,574 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,518/mo

incl. closing costs (yr 1)

Annual total

$66,221

year 1

Mortgage only

$2,143/mo

principal + interest

Beyond mortgage

$2,269/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$113,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$548/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,650/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$68/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $25,721/yr

Property taxes22% $14,349/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,650/yr

Condo fees15% $9,841/yr

Closing costs8% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,721	$2,143/mo
Government & taxes
Property tax	$6,574	$548/mo
Land transfer tax(closing)	$7,775	$648/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,650	$471/mo
Condo fees
Condo / HOA fees	$9,841	$820/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,221	$5,518/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit LPH13

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs