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$500K · 2 bed Condo Apartment · Unit 318, 1440 Gordon Street, Guelph, Ontario N1L 1C8 | HomeSearchCanada

$499,999

Unit 318

193 DOM

22193d

Map

DOM 193

↓ $20KMotivated Seller

$499,999

↓ $20KMotivated Seller

DOM193days

Unit 318

1440 Gordon Street · Guelph · Ontario N1L 1C8

MLS® X12765014 · Pineridge/Westminster Woods · N1L 1C8

22Vacant1000-1199 ft²Condo Apartment1-car UndergroundNo basement193d$455/ft²$4,263 tax/yrBuilt 201313 yrs oldNo basement

193 days on market

About this home

Welcome to 1440 Gordon St! This bright and spacious condo, finished in modern neutral tones, is completely move-in ready. Offering over 1,100 sq. ft., the unit features 2 bedrooms + a den and 1.5 bathrooms, providing plenty of room for comfortable living. Its prime location makes it an ideal choice for first-time buyers, students, commuters, and investors alike. You'll be just minutes from the University of Guelph and Highway 401, and surrounded by an abundance of amenities-including grocery sto…

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Property details

MLS#: X12765014
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2013

Occupancy: Vacant
Washrooms: 2 pc; 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Property features: Library, Park, Place Of Worship, Public Transit, School

Condo corp #: 190
Balcony: Open
Locker: Exclusive
Association amenities: Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Parking Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry, Landscaped
Fronting on: —
Cross street: Heritage
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Carpet Free, Storage Area Lockers, Water Softener, Water Heater, Wheelchair Access
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $19,901 (from $519,900 to $499,999).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX Real Estate Centre Inc

Source: TRREB/PROPTX · MLS® X12765014

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$500K

Unit 318 · Bryon Bertrim

Bryon Bertrim, REALTOR® | Real Broker Ontario Ltd. Brokerage · MLS® via PropTx · © CREA · Bona fide use only

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,999✓ $4,263 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,658/mo

incl. closing costs (yr 1)

Annual total

$55,892

year 1

Mortgage only

$1,897/mo

principal + interest

Beyond mortgage

$1,763/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$100,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$355/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $22,762/yr

Property taxes19% $10,738/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,000/yr

Condo fees12% $6,732/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,762	$1,897/mo
Government & taxes
Property tax	$4,263	$355/mo
Land transfer tax(closing)	$6,475	$540/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,000	$417/mo
Condo fees
Condo / HOA fees	$6,732	$561/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,892	$4,658/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 318

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs