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$1000K · 2+1 bed Condo Townhouse · Unit A7, 7 Aberdeen Lane, Niagara-on-the-Lake, Ontario L0S 1J0 | HomeSearchCanada

$999,900

Unit A7

176 DOM

2+13176d

Map

⚡ Insider Deal

DOM 176

↓ $49KMotivated SellerPrice Reduced

$999,900

↓ $49KMotivated Seller

DOM176days

Unit A7

7 Aberdeen Lane · Niagara-on-the-Lake · Ontario L0S 1J0

MLS® X12867320 · 101 - Town · L0S 1J0

2+13OwnerOccupied1600-1799 ft²Condo Townhouse2-car AttachedFinished176d$588/ft²$7,212 tax/yrBuilt 20188 yrs oldFinished

176 days on market

About this home

Luxury Living in the Heart of Niagara-on-the-Lake! Welcome to 7 Aberdeen Lane S, an elegant executive townhome offering refined, low-maintenance living just steps from the charm of Old Town. Thoughtfully designed with timeless finishes and modern upgrades, this home delivers both style and convenience in one of Ontario's most sought-after communities.The bright open-concept main floor features hardwood flooring, high ceilings, and oversized windows that fill the space with natural light. The gou…

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Property details

MLS#: X12867320
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 3 full, 0 half
Rooms: 8 + 4
Kitchens: 1
Size: 1600-1799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 3-Storey
Type: Condo Townhouse
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 3 pc · Second; 5 pc · Second; 3 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: SE

Property features: Cul de Sac/Dead End, Greenbelt/Conservation, Ravine, Rec./Commun.Centre

Condo corp #: 240
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Elevator, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Stucco (Plaster)
Fronting on: —
Cross street: Niagara Stone Road & Balmoral Drive
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Upper Level
Interior: ERV/HRV, Other, In-Law Capability
Parking features: Private

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $49KPrice reduction

MLS shows the seller reduced the asking price by $49,100 (from $1,049,000 to $999,900).

Motivated SellerWhy this label

176 days on market — Listing has been active for 176 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X12867320

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$1000K

Unit A7 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,900✓ $7,212 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,022/mo

incl. closing costs (yr 1)

Annual total

$96,260

year 1

Mortgage only

$3,793/mo

principal + interest

Beyond mortgage

$2,397/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$601/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $45,520/yr

Property taxes25% $23,685/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,999/yr

Condo fees7% $6,396/yr

Closing costs5% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,520	$3,793/mo
Government & taxes
Property tax	$7,212	$601/mo
Land transfer tax(closing)	$16,473	$1,373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,999	$833/mo
Condo fees
Condo / HOA fees	$6,396	$533/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$96,260	$8,022/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit A7

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs