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$420K · 2 bed Condo Apartment · Unit 1709, 203 Catherine Street, Ottawa, Ontario K2P 1J5 | HomeSearchCanada

$419,900

Unit 1709

21TenantOccupied

Map

$419,900

Unit 1709

203 Catherine Street · Ottawa · Ontario K2P 1J5

MLS® X12981622 · 4103 - Ottawa Centre · K2P 1J5

21TenantOccupied1000-1199 ft²Condo ApartmentNoneNo basement$382/ft²$3,811 tax/yrNo basement

About this home

LOCATION LOCATION LOCATION!! This stunning downtown condo offers an unobstructed view of the city from your own private balcony. Enjoy all the convenience of modern living, close to museums, shops, parks, and Parliament Hill. This gorgeous suite offers gleaming hardwood floors throughout, two bedrooms, and an open-concept kitchen/living/dining. European Style Kitchen With Rare Gas Stove, Quartz Countertops, Glass Backsplash And Built-In Stainless-Steel Appliances - what's not to love! 24Hr notic…

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Property details

MLS#: X12981622
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 1058
Balcony: Open
Locker: None
Association amenities: Bike Storage, Concierge, Elevator
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Concrete
Fronting on: —
Cross street: Catherine Street between O'Connor and Bank. North side of the street.
Stories: 17
Utilities: —
Laundry: Inside
Interior: Built-In Oven, Wheelchair Access
Parking features: None

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: REMAX BOARDWALK REALTY

Source: TRREB/PROPTX · MLS® X12981622

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$420K

Unit 1709 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $419,900✓ $3,811 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,074/mo

incl. closing costs (yr 1)

Annual total

$48,887

year 1

Mortgage only

$1,593/mo

principal + interest

Beyond mortgage

$1,617/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$318/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $19,116/yr

Property taxes18% $8,684/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,199/yr

Condo fees13% $6,228/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,116	$1,593/mo
Government & taxes
Property tax	$3,811	$318/mo
Land transfer tax(closing)	$4,873	$406/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,199	$350/mo
Condo fees
Condo / HOA fees	$6,228	$519/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,887	$4,074/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1709

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs