$419K · 2 bed Condo Apartment · Unit 409, The Jackson, 64 Main Street, Haldimand, Ontario N0A 1H0

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About this home

Welcome to the Jackson Condos! This unit offers 828 sq ft of thoughtfully designed living space and features 2 spacious bedrooms and 2 full baths. This unit comes with all available upgrades including extra pot-lights, tasteful back splash and upgraded glass shower. The primary bedroom offers the convenience of a personal ensuite and a generously sized closet. The second bedroom is thoughtfully designed with ensuite privileges that connect to the 4-piece main bathroom. The kitchen comes equipped…

Property details

MLS#

X13014970

Status

Conditionally Sold

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

1 Storey/Apt

Type

Condo Apartment

Year built

2023

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Property features: Golf, Hospital, Level, Library, Place Of Worship, School

View: Clear, Trees/Woods

Building name: The Jackson
Condo corp #: 22
Balcony: Enclosed
Locker: Ensuite+Exclusive
Association amenities: Bike Storage, Elevator, Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Victoria Street
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Storage Area Lockers, Water Heater
Parking features: Surface

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $429,000 to $419,000).

Motivated SellerWhy this label

158 days on market — Listing has been active for 158 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $419,000✓ $2,143 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,831/mo

incl. closing costs (yr 1)

Annual total

$45,977

year 1

Mortgage only

$1,590/mo

principal + interest

Beyond mortgage

$1,379/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$179/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,190/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $19,075/yr

Property taxes15% $6,998/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,190/yr

Condo fees11% $5,054/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,075	$1,590/mo
Government & taxes
Property tax	$2,143	$179/mo
Land transfer tax(closing)	$4,855	$405/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,190	$349/mo
Condo fees
Condo / HOA fees	$5,054	$421/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,977	$3,831/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 409

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs