$395K · 2 bed Condo Apartment · Unit 3A, 259 King Street, Hamilton, Ontario L8G 1L9

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About this home

Welcome to this never-lived-in, move-in ready 2-bedroom, 1-bathroom boutique condo in the heart of Stoney Creek. Offering 830 sq. ft. of thoughtfully designed living space, this bright and modern unit features high ceilings and luxury vinyl flooring throughout, creating a clean and contemporary feel. The stylish kitchen is complete with quartz countertops, sleek custom cabinetry, stainless steel appliances, and an eat-at island perfect for casual dining or entertaining. Both bedrooms are generou…

Property details

MLS#

X13049050

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

1 full, 0 half

Rooms

Kitchens

Size

800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

1 Storey/Apt

Type

Condo Apartment

Year built

2023

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: RM4-9

Roof: Flat
Foundation: Concrete
Property features: Public Transit, Rec./Commun.Centre, School, Park

Condo corp #: 653
Balcony: Juliette
Locker: None
Association amenities: Visitor Parking
Fees include: Building Insurance Included, Common Elements Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding
Fronting on: —
Cross street: GREEN RD.
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Surface

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $424,900 to $394,900).

Motivated SellerWhy this label

148 days on market — Listing has been active for 148 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $394,900✓ $3,967 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,973/mo

incl. closing costs (yr 1)

Annual total

$47,679

year 1

Mortgage only

$1,498/mo

principal + interest

Beyond mortgage

$1,650/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$78,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$331/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,949/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,399

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $17,978/yr

Property taxes18% $8,366/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,949/yr

Condo fees14% $6,726/yr

Closing costs11% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,978	$1,498/mo
Government & taxes
Property tax	$3,967	$331/mo
Land transfer tax(closing)	$4,399	$367/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,949	$329/mo
Condo fees
Condo / HOA fees	$6,726	$561/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,679	$3,973/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 3A

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs