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$412K · 2 bed Condo Townhouse · Unit 20, 12 Argent Private, Ottawa, Ontario K2K 0H2 | HomeSearchCanada

$411,900

Unit 20

60 DOM

2360d

Map

⚡ Insider Deal

DOM 60

↓ $10KPrice Reduced

$411,900

↓ $10K

DOM60days

Unit 20

12 Argent Private · Ottawa · Ontario K2K 0H2

MLS® X13060284 · 9008 - Kanata - Morgan's Grant/South March · K2K 0H2

23OwnerOccupied1400-1599 ft²Condo TownhouseNoneNo basement60d$275/ft²$2,976 tax/yrNo basement

Neighbourhood Range

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About this home

Welcome to 12 Argent Private - a rare and beautifully appointed upper-unit condo offering over 1,428 square feet of bright, sun-filled living space across two levels in the heart of Morgan's Grant, one of Kanata North's most established and sought-after communities. Built in 2013 by Minto Homes and set on a quiet, open corner lot within an elegant brick townhouse complex, this exceptional 2-bedroom, 2.5-bathroom home enjoys natural light from multiple exposures throughout the day thanks to its u…

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Property details

MLS#: X13060284
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Multi-Level
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc; 2 pc
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 926
Balcony: Open
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Mersey/Argent
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: Ventilation System
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $421,900 to $411,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: HOME RUN REALTY INC.

Source: TRREB/PROPTX · MLS® X13060284

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$412K

Unit 20 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $411,900✓ $2,976 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,842/mo

incl. closing costs (yr 1)

Annual total

$46,103

year 1

Mortgage only

$1,563/mo

principal + interest

Beyond mortgage

$1,428/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$82,380

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$248/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,119/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,713

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $18,751/yr

Property taxes17% $7,689/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,119/yr

Condo fees11% $4,884/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,751	$1,563/mo
Government & taxes
Property tax	$2,976	$248/mo
Land transfer tax(closing)	$4,713	$393/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,119	$343/mo
Condo fees
Condo / HOA fees	$4,884	$407/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,103	$3,842/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 20

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs