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$239K · 2 bed Condo Apartment · Unit 205, 45 Pond Mills Road, London, Ontario N5Z 4W5 | HomeSearchCanada

$239,000

Unit 205

92 DOM

2192d

Map

DOM 92

↓ $16KMotivated Seller

$239,000

↓ $16KMotivated Seller

DOM92days

Unit 205

45 Pond Mills Road · London · Ontario N5Z 4W5

MLS® X13162640 · South J · N5Z 4W5

21Vacant900-999 ft²Condo Apartment1-car NoneNo basement92d$252/ft²$1,693 tax/yrBuilt 198541 yrs oldNo basement

92 days on market

About this home

Excellent opportunity for first time buyers, retires or investors in this spacious 2 bedroom, 1 bath end unit condo. Situated in RIVERS EDGE, a well maintained building overlooking the Thames River and near park and sports fields, public transit + short drive to shopping in Pond Mills, Downtown, hospital and much more. Features of this unit include ins-suite laundry facilities. Great opportunity to put your own stamp on it. More details available and immediate possession available.

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Property details

MLS#: X13162640
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 8
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 1985

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: R9-7

Property features: Wooded/Treed, Public Transit, Park, River/Stream

Condo corp #: 133
Balcony: None
Locker: None
Association amenities: Exercise Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car None
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Concrete · Patio, Landscaped
Fronting on: —
Cross street: THOMPSON ROAD
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Reserved/Assigned, Surface

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $16KPrice reduction

MLS shows the seller reduced the asking price by $15,900 (from $254,900 to $239,000).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE TRILAND ROBERT DILORETO REALTY

Source: TRREB/PROPTX · MLS® X13162640

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$239K

Unit 205 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $239,000✓ $1,693 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,689/mo

incl. closing costs (yr 1)

Annual total

$32,265

year 1

Mortgage only

$907/mo

principal + interest

Beyond mortgage

$1,147/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$47,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$141/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,115

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)34% $10,880/yr

Property taxes12% $3,808/yr

Utilities8% $2,460/yr

Insurance & security5% $1,600/yr

Maintenance7% $2,390/yr

Condo fees19% $6,026/yr

Closing costs16% $5,100/yr

Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$10,880	$907/mo
Government & taxes
Property tax	$1,693	$141/mo
Land transfer tax(closing)	$2,115	$176/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,390	$199/mo
Condo fees
Condo / HOA fees	$6,026	$502/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$32,265	$2,689/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 205

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs