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$1.05M · 3 bed Detached Condo · 1011 Ridgeline Drive, Lake of Bays, Ontario P1H 2J6 | HomeSearchCanada

$1,049,000

1011 Ridgeline Drive

117 DOM

33117d

Map

DOM 117

Motivated Seller

$1,049,000

Motivated Seller

DOM117days

1011 Ridgeline Drive

Lake of Bays · Ontario P1H 2J6

MLS® X13210062 · Franklin · P1H 2J6

33Partial1800-1999 ft²Detached CondoNoneUnfinished, Walk-Out117d$552/ft²$2,936 tax/yrUnfinished, Walk-Out

117 days on market

About this home

ONE TIME INVESTMENT - LIFETIME MONEY MAKER! Welcome to this stunning, fully furnished four-season cottage in the heart of Muskoka (Huntsville), currently operating as a successful Airbnb with excellent reviews and high rental income over the past 2 years, offering outstanding future income potential. Located within an exclusive 1,300-acre estate community, this luxurious home is set on a prime 1-2 acre island-backing lot and offers approximately 2,156 sq. ft. of beautifully designed living space…

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Property details

MLS#: X13210062
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1800-1999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unfinished, Walk-Out
Style: 2-Storey
Type: Detached Condo
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Partial
Washrooms: 2 pc · Main; 3 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Condo corp #: 101
Balcony: None
Locker: None
Fees include: Parking Included, CAC Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 8 total
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding
Fronting on: —
Cross street: HWY 60 & Echo Hills Rd
Stories: —
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

117 days on market — Listing has been active for 117 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX GOLD REALTY INC.

Source: TRREB/PROPTX · MLS® X13210062

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$1.05M

1011 Ridgeline Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,049,000✓ $2,936 tax✓ Propane✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,611/mo

incl. closing costs (yr 1)

Annual total

$91,336

year 1

Mortgage only

$3,980/mo

principal + interest

Beyond mortgage

$1,719/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$209,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$245/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$14/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$17,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $47,755/yr

Property taxes22% $20,391/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,490/yr

Condo fees2% $2,040/yr

Closing costs6% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$47,755	$3,980/mo
Government & taxes
Property tax	$2,936	$245/mo
Land transfer tax(closing)	$17,455	$1,455/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,490	$874/mo
Condo fees
Condo / HOA fees	$2,040	$170/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$91,336	$7,611/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1011 Ridgeline Drive

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs