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$600K · 3 bed Condo Townhouse · 10 BIRMINGHAM Drive, Cambridge, Ontario N1R 8K5 | HomeSearchCanada

$599,900

10 BIRMINGHAM Drive

52 DOM

3352d

Map

DOM 52

$599,900

DOM52days

10 BIRMINGHAM Drive

Cambridge · Ontario N1R 8K5

MLS® X13452794 · N1R 8K5

33Vacant1400-1599 ft²Condo Townhouse1-car AttachedOther52d$400/ft²$4,205 tax/yrBuilt 20233 yrs oldOther

52 days on market

About this home

Welcome to this modern townhouse, ideally located in a sought-after area just south of Highway 401 and Pinebush Road, offering quick access to everything you need. The main floor features a bright and open layout with large windows, beautiful hardwood flooring, and a stylish kitchen complete with quartz countertops, a modern backsplash, and stainless steel appliances. Step outside to a spacious deck, perfect for relaxing evenings, barbecues, or entertaining guests. Upstairs, you'll find three co…

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Property details

MLS#: X13452794
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Other
Style: 3-Storey
Type: Condo Townhouse
Year built: 2023

Occupancy: Vacant
Washrooms: 2 pc · Main; 3 pc · Second; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: RM3

Condo corp #: 745
Balcony: Open
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Ground Source
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Pinebush Rd & Hollywood Ct
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: None
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX REAL ESTATE CENTRE INC.

Source: TRREB/PROPTX · MLS® X13452794

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$600K

10 BIRMINGHAM Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $4,205 tax✓ Ground Source✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,899/mo

incl. closing costs (yr 1)

Annual total

$58,783

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,458/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$350/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo · assumes gas heat

Ground Source$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$15/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $27,310/yr

Property taxes22% $12,678/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,999/yr

Condo fees4% $2,136/yr

Closing costs9% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$4,205	$350/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Ground Source	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$2,136	$178/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,783	$4,899/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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10 BIRMINGHAM Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs