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$549K · 3 bed Condo Townhouse · Unit 106A, 16 MELBOURNE Avenue, St. Catharines, Ontario L2P 0G5 | HomeSearchCanada

$549,000

Unit 106A

95 DOM

3295d

Map

DOM 95

↓ $50KMotivated Seller

$549,000

↓ $50KMotivated Seller

DOM95days

Unit 106A

16 MELBOURNE Avenue · St. Catharines · Ontario L2P 0G5

MLS® X13471014 · 450 - E. Chester · L2P 0G5

32Vacant800-899 ft²Condo TownhouseNoneNo basement95d$646/ft²$1 tax/yrNo basement

95 days on market

About this home

Welcome to this exquisite brand-new 3-bedroom, 2-bathroom townhouse, offering sophisticated one-level living with exceptionally low maintenance fees. Thoughtfully designed with contemporary finishes and an abundance of natural light, this stunning residence seamlessly blends comfort, style, and convenience. The spacious open-concept layout creates an inviting atmosphere ideal for both everyday living and entertaining. Featuring a carpet-free interior and no stairs, this home offers effortless ac…

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Property details

MLS#: X13471014
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 3-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Flat; 4 pc · Flat
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle, Flat
Foundation: Poured Concrete

Condo corp #: 357
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: Princess St & Melbourne Ave
Stories: —
Utilities: —
Laundry: Ensuite
Interior: Carpet Free, Primary Bedroom - Main Floor, Water Meter
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $50,000 (from $599,000 to $549,000).

Motivated SellerWhy this label

95 days on market — Listing has been active for 95 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX REALTY SPECIALISTS INC.

Source: TRREB/PROPTX · MLS® X13471014

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$549K

Unit 106A · Bryon Bertrim

Bryon Bertrim, REALTOR® | Real Broker Ontario Ltd. Brokerage · MLS® via PropTx · © CREA · Bona fide use only

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,000✓ $1 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,283/mo

incl. closing costs (yr 1)

Annual total

$51,395

year 1

Mortgage only

$2,083/mo

principal + interest

Beyond mortgage

$1,121/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$19/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $24,993/yr

Property taxes15% $7,456/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $5,490/yr

Condo fees5% $2,796/yr

Closing costs10% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,993	$2,083/mo
Government & taxes
Property tax	$1	$0/mo
Land transfer tax(closing)	$7,455	$621/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,490	$458/mo
Condo fees
Condo / HOA fees	$2,796	$233/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,395	$4,283/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 106A

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs