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$300K · 1 bed Condo Apartment · Unit 116, 690 King Street, Kitchener, Ontario N2G 0B9 | HomeSearchCanada

$299,888

Unit 116

61 DOM

1161d

Map

DOM 61

$299,888

DOM61days

Unit 116

690 King Street · Kitchener · Ontario N2G 0B9

MLS® X13487688 · N2G 0B9

11Vacant600-699 ft²Condo ApartmentNoneNo basement61d$462/ft²$3,555 tax/yrBuilt 20188 yrs oldNo basement

61 days on market

About this home

Embrace the pinnacle of urban living in this contemporary one-bedroom plus den residence at Midtown Lofts. Thoughtfully designed, the expansive open-concept kitchen features a generous island, ideal for both entertaining and everyday dining. Floor-to-ceiling windows fill the space with natural light, while in-suite laundry adds seamless everyday convenience. Included in the rent are water, heat, and air conditioning, offering added value and simplicity in your monthly living expenses. Perfectly…

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Property details

MLS#: X13487688
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2018

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Arts Centre, Hospital, Library, Park, Place Of Worship, Public Transit

Condo corp #: 654
Balcony: None
Locker: None
Association amenities: Exercise Room, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Building Insurance Included, Heat Included, Parking Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Year Round Living
Fronting on: —
Cross street: Louisa
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Separate Hydro Meter, Water Softener
Parking features: None

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE WOLLE REALTY

Source: TRREB/PROPTX · MLS® X13487688

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$300K

Unit 116 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,888✓ $3,555 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,342/mo

incl. closing costs (yr 1)

Annual total

$40,104

year 1

Mortgage only

$1,138/mo

principal + interest

Beyond mortgage

$1,498/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,978

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$296/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)34% $13,652/yr

Property taxes16% $6,528/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance7% $2,999/yr

Condo fees16% $6,265/yr

Closing costs13% $5,100/yr

Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,652	$1,138/mo
Government & taxes
Property tax	$3,555	$296/mo
Land transfer tax(closing)	$2,973	$248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,999	$250/mo
Condo fees
Condo / HOA fees	$6,265	$522/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,104	$3,342/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 116

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs