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$525K · 1 bed Condo Apartment · Unit 24, 36 Margaret Street, Hamilton, Ontario L8P 4C8 | HomeSearchCanada

$525,000

Unit 24

84 DOM

1184d

Map

DOM 84

$525,000

DOM84days

Unit 24

36 Margaret Street · Hamilton · Ontario L8P 4C8

MLS® X13507672 · Strathcona · L8P 4C8

11OwnerOccupied1200-1399 ft²Condo ApartmentNoneNo basement84d$404/ft²$4,500 tax/yrNo basement

84 days on market

About this home

Beautiful New York style loft is just steps away from Hamilton's trendy Locke Street with a variety of restaurants and shops. Over 1100 sq ft with soaring ceiling, huge warehouse style windows, immaculate natural finish hardwood flooring, exposed brick and wood beams. The open concept living/dining grant you complete creative control to layout your space to match your lifestyle. Complete with a gas fireplace. Great space for entertaining! Large Master Bedroom with loads of closet space. Ensuite…

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Property details

MLS#: X13507672
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Fireplaces: 1

Condo corp #: 328
Balcony: None
Locker: Exclusive
Fees include: Building Insurance Included, Common Elements Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: main and margaret
Stories: 2
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: Carpet Free, Brick & Beam
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: SUTTON GROUP INCENTIVE REALTY INC.

Source: TRREB/PROPTX · MLS® X13507672

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$525K

Unit 24 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $525,000✓ $4,500 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,033/mo

incl. closing costs (yr 1)

Annual total

$60,395

year 1

Mortgage only

$1,992/mo

principal + interest

Beyond mortgage

$2,002/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$375/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$63/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $23,900/yr

Property taxes19% $11,475/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,250/yr

Condo fees15% $9,109/yr

Closing costs8% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,900	$1,992/mo
Government & taxes
Property tax	$4,500	$375/mo
Land transfer tax(closing)	$6,975	$581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,250	$438/mo
Condo fees
Condo / HOA fees	$9,109	$759/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,395	$5,033/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 24

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs