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$529K · 2 bed Condo Townhouse · Unit 106, 300 D'Arcy Street, Cobourg, Ontario K9A 0A2 | HomeSearchCanada

$529,000

Unit 106

82 DOM

2382d

Map

DOM 82

$529,000

DOM82days

Unit 106

300 D'Arcy Street · Cobourg · Ontario K9A 0A2

MLS® X13512764 · Cobourg · K9A 0A2

23OwnerOccupied1400-1599 ft²Condo Townhouse1-car AttachedFinished82d$353/ft²$5,338 tax/yrBuilt 200323 yrs oldFinished

82 days on market

About this home

Welcome to this perfectly located end-unit condo townhouse offering comfortable living in the heart of Cobourg. Featuring 2 bedrooms and 2.5 bathrooms, this two-level home offers a bright open-concept main floor with hardwood flooring throughout the kitchen and living space, plus a walk-out to the back patio and private side yard. The upper level features convenient laundry, a spacious primary bedroom with Juliette balcony and ensuite, and an additional bedroom with its own full bathroom. The fi…

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Property details

MLS#: X13512764
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 8 + 2
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Second; 3 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Shingles
Foundation: Poured Concrete
Property features: Beach, Cul de Sac/Dead End, Park, Place Of Worship, Rec./Commun.Centre, School

Condo corp #: 47
Balcony: Juliette
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Patio
Fronting on: —
Cross street: King St. E
Stories: 1
Utilities: —
Laundry: Laundry Closet
Laundry level: Upper Level
Interior: Auto Garage Door Remote
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: eXp Realty, Brokerage

Source: TRREB/PROPTX · MLS® X13512764

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$529K

Unit 106 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,000✓ $5,338 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,922/mo

incl. closing costs (yr 1)

Annual total

$59,059

year 1

Mortgage only

$2,007/mo

principal + interest

Beyond mortgage

$1,868/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$445/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $24,082/yr

Property taxes21% $12,393/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,290/yr

Condo fees11% $6,634/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,082	$2,007/mo
Government & taxes
Property tax	$5,338	$445/mo
Land transfer tax(closing)	$7,055	$588/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,290	$441/mo
Condo fees
Condo / HOA fees	$6,634	$553/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,059	$4,922/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 106

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs