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$540K · 2 bed Condo Apartment · Unit 1502, 108 Garment Street, Kitchener, Ontario N2G 0E2 | HomeSearchCanada

$539,900

Unit 1502

80 DOM

2280d

Map

DOM 80

$539,900

DOM80days

Unit 1502

108 Garment Street · Kitchener · Ontario N2G 0E2

MLS® X13523606 · N2G 0E2

22OwnerOccupied900-999 ft²Condo Apartment1-car UndergroundNo basement80d$569/ft²$3,989 tax/yrBuilt 20233 yrs oldNo basement

80 days on market

About this home

Live the Good Life at Garment Street Condos! Luxury 2-bedroom, 2-bath corner unit in Kitchener's Innovation District. Freshly painted.Approx. 976 sq. ft. with open-concept layout, engineered hardwood floors, quartz counters, and stainless steel appliances. Enjoy top amenities-rooftop pool, BBQs, gym, yoga studio, urban park, and 24-hour concierge.

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Property details

MLS#: X13523606
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Library, Hospital, Public Transit, School, Rec./Commun.Centre, Place Of Worship

Condo corp #: 744
Balcony: Open
Locker: None
Association amenities: Concierge, Exercise Room, Outdoor Pool, Party Room/Meeting Room
Fees include: Building Insurance Included, Common Elements Included, Heat Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Ground Source
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Victoria/Garment
Stories: 14
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE CERTIFIED REALTY

Source: TRREB/PROPTX · MLS® X13523606

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$540K

Unit 1502 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $539,900✓ $3,989 tax✓ Ground Source✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,188/mo

incl. closing costs (yr 1)

Annual total

$62,257

year 1

Mortgage only

$2,048/mo

principal + interest

Beyond mortgage

$2,075/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$332/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo · assumes gas heat

Ground Source$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$72/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $24,579/yr

Property taxes18% $11,262/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,399/yr

Condo fees17% $10,358/yr

Closing costs8% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,579	$2,048/mo
Government & taxes
Property tax	$3,989	$332/mo
Land transfer tax(closing)	$7,273	$606/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Ground Source	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,399	$450/mo
Condo fees
Condo / HOA fees	$10,358	$863/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,257	$5,188/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1502

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs