Loading neighbourhood intel…

$575K · 2 bed Condo Townhouse · 35 Bank Swallow Crescent, Kitchener, Ontario N2P 0J7 | HomeSearchCanada

$575,000

35 Bank Swallow Crescent

77 DOM

2377d

Map

DOM 77

$575,000

DOM77days

35 Bank Swallow Crescent

Kitchener · Ontario N2P 0J7

MLS® X13533076 · N2P 0J7

23Vacant1400-1599 ft²Condo Townhouse1-car AttachedNo basement77d$383/ft²$3,734 tax/yrNo basement

77 days on market

About this home

Welcome to this beautifully maintained, modern condo townhouse offering 1,517 sq. ft. of stylish, functional living in one of Kitchener's most desirable neighbourhoods. Thoughtfully designed with a spacious multi-level layout, this home combines contemporary finishes with everyday convenience. The bright main living level is the heart of the home, featuring a spacious kitchen with a large island, perfect for meal preparation, casual dining, or entertaining. The open concept dining area walks out…

Reserved · coming next

HomeSearchCanada exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13533076
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 3-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Third; 3 pc · Third; 2 pc · Ground
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Public Transit, School

Condo corp #: 702
Balcony: Open
Locker: None
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer, Vinyl Siding
Fronting on: —
Cross street: .
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Storage
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Eaton Realty Inc., Brokerage

Source: TRREB/PROPTX · MLS® X13533076

Do you own a home in Kitchener?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$575K

35 Bank Swallow Crescent · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $575,000✓ $3,734 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,923/mo

incl. closing costs (yr 1)

Annual total

$59,072

year 1

Mortgage only

$2,181/mo

principal + interest

Beyond mortgage

$1,618/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$311/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $26,176/yr

Property taxes20% $11,709/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,750/yr

Condo fees8% $4,777/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,176	$2,181/mo
Government & taxes
Property tax	$3,734	$311/mo
Land transfer tax(closing)	$7,975	$665/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,750	$479/mo
Condo fees
Condo / HOA fees	$4,777	$398/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,072	$4,923/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

35 Bank Swallow Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs