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$410K · 1 bed Condo Apartment · Unit 1208, 203 CATHERINE Street, Ottawa, Ontario K2P 1J5 | HomeSearchCanada

$409,900

Unit 1208

74 DOM

1174d

Map

DOM 74

↓ $36K

$409,900

↓ $36K

DOM74days

Unit 1208

203 CATHERINE Street · Ottawa · Ontario K2P 1J5

MLS® X13546740 · 4103 - Ottawa Centre · K2P 1J5

11Vacant600-699 ft²Condo Apartment1-car UndergroundNo basement74d$631/ft²$4,584 tax/yrNo basement

74 days on market

About this home

Stylish and modern 1-bedroom + open den high-rise condo for sale in the heart of downtown. This spacious unit offers a total of 718 sq. ft. of interior living space plus a 74 sq. ft. balcony, as per the builders plan, perfect for enjoying the fresh air and city views. The condo features a sleek, minimalist design with an open layout, 9-foot ceilings, and hardwood flooring throughout. The open den provides a versatile space, ideal for a home office or creative area. Residents can enjoy luxurious…

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Property details

MLS#: X13546740
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 2
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 1058
Balcony: Enclosed
Locker: None
Fees include: Heat Included, Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Catherine St. Between O'Connor and Bank
Stories: 12
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Underground

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $36KPrice reduction

MLS shows the seller reduced the asking price by $36,000 (from $445,900 to $409,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: HOME RUN REALTY INC.

Source: TRREB/PROPTX · MLS® X13546740

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$410K

Unit 1208 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $409,900✓ $4,584 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,298/mo

incl. closing costs (yr 1)

Annual total

$51,579

year 1

Mortgage only

$1,555/mo

principal + interest

Beyond mortgage

$1,895/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$81,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$382/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,099/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$62/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $18,660/yr

Property taxes18% $9,257/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,099/yr

Condo fees17% $8,903/yr

Closing costs10% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,660	$1,555/mo
Government & taxes
Property tax	$4,584	$382/mo
Land transfer tax(closing)	$4,673	$389/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,099	$342/mo
Condo fees
Condo / HOA fees	$8,903	$742/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,579	$4,298/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1208

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs