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$475K · 2 bed Condo Apartment · Unit 108, REIGN CONDOS, 26 Lowes Street, Guelph, Ontario N1G 0H4 | HomeSearchCanada

$475,000

Unit 108

67 DOM

2267d

Map

DOM 67

$475,000

DOM67days

Unit 108

REIGN CONDOS · 26 Lowes Street · Guelph · Ontario N1G 0H4

MLS® X13577678 · Clairfields/Hanlon Business Park · N1G 0H4

22Vacant800-899 ft²Condo ApartmentNoneNo basement67d$559/ft²$4,109 tax/yrNo basement

67 days on market

About this home

Experience contemporary comfort in this beautifully appointed ground floor 2 bedroom & 2 bath, perfectly situated in a highly desirable location near the University of Guelph .Surrounded by shopping,parks, and a nearby golf club, convenience is truly at your doorstep. The bright open concept layout seamlessly connects the living , dining and kitchen areas, while pot lights add a stylish touch throughout . Enjoy the convenience of in suite laundry, one surface parking space and relax on your spac…

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Property details

MLS#: X13577678
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Foundation: Concrete
Property features: Golf, Greenbelt/Conservation, Library, Park, Public Transit, School

View: Park/Greenbelt

Building name: REIGN CONDOS
Condo corp #: 283
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry, Patio
Fronting on: —
Cross street: Lowes Rd W & Gordon Street
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Primary Bedroom - Main Floor, Water Heater, Wheelchair Access
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Unity Realty Brokerage Inc

Source: TRREB/PROPTX · MLS® X13577678

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$475K

Unit 108 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $475,000✓ $4,109 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,404/mo

incl. closing costs (yr 1)

Annual total

$52,849

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,646/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$342/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,624/yr

Property taxes19% $10,084/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,750/yr

Condo fees11% $5,730/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,624	$1,802/mo
Government & taxes
Property tax	$4,109	$342/mo
Land transfer tax(closing)	$5,975	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,750	$396/mo
Condo fees
Condo / HOA fees	$5,730	$478/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,849	$4,404/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 108

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs