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$400K · 3 bed Condo Townhouse · 4356 Stella Crescent, Ottawa, Ontario K1J 8T7 | HomeSearchCanada

$399,900

4356 Stella Crescent

63 DOM

3263d

Map

DOM 63

↓ $20K

$399,900

↓ $20K

DOM63days

4356 Stella Crescent

Ottawa · Ontario K1J 8T7

MLS® X13588446 · 2201 - Cyrville · K1J 8T7

32OwnerOccupied1000-1199 ft²Condo TownhouseNoneFull, Finished63d$364/ft²$2,613 tax/yrFull, Finished

63 days on market

About this home

Move in and enjoy! This beautifully updated condominium townhouse offers the perfect blend of modern upgrades, practical living space, and everyday convenience.Featuring 3 spacious bedrooms, 1.5 bathrooms, and hardwood flooring throughout, this carpet-free home has been thoughtfully renovated with quality finishes. The completely redesigned kitchen showcases contemporary cabinetry, and brand-new stainless steel appliances-creating a stylish and functional space for cooking, dining, and entertain…

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Property details

MLS#: X13588446
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 8 + 2
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc; 2 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Park, Public Transit, School, Rec./Commun.Centre

Condo corp #: 157
Balcony: None
Locker: None
Fees include: Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Stucco (Plaster)
Fronting on: —
Cross street: Elaine Drive & Bowmount Street
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $419,900 to $399,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE INTEGRITY REALTY

Source: TRREB/PROPTX · MLS® X13588446

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$400K

4356 Stella Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $2,613 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,745/mo

incl. closing costs (yr 1)

Annual total

$44,943

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,397/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$218/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $18,205/yr

Property taxes16% $7,087/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,999/yr

Condo fees11% $4,992/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$2,613	$218/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$4,992	$416/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$44,943	$3,745/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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4356 Stella Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs