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$988K · 2 bed Condo Townhouse · 14 Aberdeen Lane, Niagara-on-the-Lake, Ontario L0S 1J0 | HomeSearchCanada

$988,000

14 Aberdeen Lane

41 DOM

2341d

Map

DOM 41

Waterfront

$988,000

DOM41days

14 Aberdeen Lane

Niagara-on-the-Lake · Ontario L0S 1J0

MLS® X13668254 · 101 - Town · L0S 1J0

23OwnerOccupied2000-2249 ft²Condo Townhouse1-car AttachedFinished, Full41d$465/ft²$8,441 tax/yrBuilt 201313 yrs oldFinished, Full

41 days on market

About this home

It is my pleasure to welcome you to the Towns at St. Andrews Glen. An upscale Luxury Town home development perfectly located in Old Town Niagara on the Lake, a stones throw to the ever popular community centre. This 2 bedroom 3 bathroom unit sits on a premium location in the complex. Overlooking Two-Mile Creek Conversation Area, witness bunnies and deer running alongside a lush forest with a picturesque stream. Listen to the birds chirping as you relax on your private balcony. Vaulted ceilings i…

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Property details

MLS#: X13668254
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 10 + 2
Kitchens: 1
Size: 2000-2249Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: 3-Storey
Type: Condo Townhouse
Year built: 2013

Occupancy: Owner Occupied
Washrooms: 2 pc · Second; 5 pc · Second; 4 pc · Third
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: R3

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 1
Fireplace features: Natural Gas

Waterfront: Yes

Condo corp #: 240
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Stone, Stucco (Plaster)
Fronting on: —
Cross street: Niagara Stone Rd / Balmoral
Stories: 2
Utilities: —
Laundry: Laundry Room
Laundry level: Upper Level
Interior: Auto Garage Door Remote
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® X13668254

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$988K

14 Aberdeen Lane · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $988,000✓ $8,441 tax✓ Gas✓ 2000-2249 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,186/mo

incl. closing costs (yr 1)

Annual total

$98,238

year 1

Mortgage only

$3,748/mo

principal + interest

Beyond mortgage

$2,627/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$197,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$703/mo

Utilities

Hydro / electricity$82/mo

≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,880/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$55/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,235

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $44,978/yr

Property taxes25% $24,676/yr

Utilities4% $4,042/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,880/yr

Condo fees8% $7,962/yr

Closing costs5% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$44,978	$3,748/mo
Government & taxes
Property tax	$8,441	$703/mo
Land transfer tax(closing)	$16,235	$1,353/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$982	$82/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,880	$823/mo
Condo fees
Condo / HOA fees	$7,962	$663/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$98,238	$8,186/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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14 Aberdeen Lane

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs