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$479K · 2 bed Condo Townhouse · Unit 103, 12 Washington Street, Norwich, Ontario N0J 1P0 | HomeSearchCanada

$479,000

Unit 103

37 DOM

2137d

Map

DOM 37

$479,000

DOM37days

Unit 103

12 Washington Street · Norwich · Ontario N0J 1P0

MLS® X13681566 · Norwich Town · N0J 1P0

21Vacant1000-1199 ft²Condo Townhouse1-car AttachedFull, Unfinished37d$436/ft²$3,093 tax/yrFull, Unfinished

37 days on market

About this home

Welcome to 12 Washington St, Unit 103-a modern bungalow townhouse offering comfort, functionality, and future potential all in one. This thoughtfully designed interior unit features two bedrooms, one bathroom, and an unfinished basement, making it a fantastic choice for a variety of lifestyles. The heart of the home is the kitchen, complete with quartz countertops and essential appliances including a stove, hood range, refrigerator, and dishwasher. Flowing into the main living area, you'll find…

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Property details

MLS#: X13681566
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Unfinished
Style: Bungalow
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: R3-7

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Park, Library, Place Of Worship, School, School Bus Route

Fireplaces: 0

Condo corp #: 145
Balcony: None
Locker: None
Association amenities: BBQs Allowed
Fees include: Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Hardboard · Deck, Porch, Landscaped
Fronting on: —
Cross street: Stover Street
Stories: 1
Utilities: —
Laundry: Laundry Room
Laundry level: Main Level
Interior: Auto Garage Door Remote, Carpet Free, ERV/HRV, On Demand Water Heater, Primary Bedroom - Main Floor
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13681566

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$479K

Unit 103 · Bryon Bertrim

Bryon Bertrim, REALTOR® | Real Broker Ontario Ltd. Brokerage · MLS® via PropTx · © CREA · Bona fide use only

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $479,000✓ $3,093 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,193/mo

incl. closing costs (yr 1)

Annual total

$50,315

year 1

Mortgage only

$1,817/mo

principal + interest

Beyond mortgage

$1,413/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$258/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$27/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $21,806/yr

Property taxes18% $9,148/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,790/yr

Condo fees8% $3,912/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,806	$1,817/mo
Government & taxes
Property tax	$3,093	$258/mo
Land transfer tax(closing)	$6,055	$505/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,790	$399/mo
Condo fees
Condo / HOA fees	$3,912	$326/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,315	$4,193/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 103

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs