Loading neighbourhood intel…

$300K · 2 bed Condo Apartment · Unit 308, 264 OAKDALE Avenue, St. Catharines, Ontario L2P 2K4 | HomeSearchCanada

$299,500

Unit 308

19 DOM

2119d

Map

DOM 19

$299,500

DOM19days

Unit 308

264 OAKDALE Avenue · St. Catharines · Ontario L2P 2K4

MLS® X13743472 · 456 - Oakdale · L2P 2K4

21OwnerOccupied700-799 ft²Condo ApartmentNoneNo basement19d$400/ft²$2,395 tax/yrBuilt 195175 yrs oldNo basement

19 days on market

About this home

Welcome to Oak Breeze Condominiums! This affordable, move-in-ready two-bedroom unit is located in a quiet building and offers comfort, convenience and excellent value. Situated on the third floor-only two storeys above ground level-this condo is an ideal choice for first-time buyers, retirees, students or investors.The bright, open-concept layout features a functional kitchen with a breakfast bar and a spacious living room with access to a recently updated private balcony. Two generously sized b…

Reserved · coming next

HomeSearchCanada exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13743472
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Other
Type: Condo Apartment
Year built: 1951

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Flat

Fireplaces: 0

Condo corp #: 152
Balcony: Open
Locker: None
Fees include: Heat Included, Building Insurance Included, Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Baseboard
Heating fuel: Gas
Cooling: Window Unit(s)
Waterfront: No
Exterior: Brick · Controlled Entry, Year Round Living
Fronting on: —
Cross street: WESTCHESTER - OAKDALE
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Carpet Free, Other
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX NIAGARA REALTY LTD, BROKERAGE

Source: TRREB/PROPTX · MLS® X13743472

Do you own a home in St. Catharines?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$300K

Unit 308 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,500✓ $2,395 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,178/mo

incl. closing costs (yr 1)

Annual total

$38,136

year 1

Mortgage only

$1,136/mo

principal + interest

Beyond mortgage

$1,336/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,900

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$200/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,995/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,968

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $13,635/yr

Property taxes14% $5,363/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,995/yr

Condo fees14% $5,484/yr

Closing costs13% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,635	$1,136/mo
Government & taxes
Property tax	$2,395	$200/mo
Land transfer tax(closing)	$2,968	$247/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,995	$250/mo
Condo fees
Condo / HOA fees	$5,484	$457/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,136	$3,178/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 308

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs