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$459K · 2 bed Condo Townhouse · Unit 33, 194 Haig Road, Belleville, Ontario K8N 0A8 | HomeSearchCanada

$459,000

Unit 33

18 DOM

2318d

Map

DOM 18

$459,000

DOM18days

Unit 33

194 Haig Road · Belleville · Ontario K8N 0A8

MLS® X13746878 · Belleville Ward · K8N 0A8

23OwnerOccupied1400-1599 ft²Condo Townhouse1-car AttachedUnfinished, Partially Finished18d$306/ft²$4,578 tax/yrUnfinished, Partially Finished

18 days on market

About this home

Tucked away on a quiet cul-de-sac just off Haig Road, this beautifully finished two-storey home offers the best of both worlds, a prime Belleville location with the peace you've been looking for. No through traffic, no noise, just a serene neighbourhood setting that's hard to come by. Step inside and you're immediately greeted by an abundance of natural light pouring through large windows throughout the home, highlighting the elegant engineered hardwood and tasteful tile flooring that flow acros…

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Property details

MLS#: X13746878
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 5 + 1
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unfinished, Partially Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 3 pc · Upper; 4 pc · Upper
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Hospital, Public Transit, Rec./Commun.Centre, School, School Bus Route, Place Of Worship

Condo corp #: 50
Balcony: None
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Deck
Fronting on: —
Cross street: Haig, Dundas
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Upper Level
Interior: Water Heater
Parking features: Mutual

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal Lepage Proalliance Realty

Source: TRREB/PROPTX · MLS® X13746878

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$459K

Unit 33 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $459,000✓ $4,578 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,150/mo

incl. closing costs (yr 1)

Annual total

$49,803

year 1

Mortgage only

$1,741/mo

principal + interest

Beyond mortgage

$1,479/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$382/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$24/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,896/yr

Property taxes21% $10,233/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,590/yr

Condo fees7% $3,424/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,896	$1,741/mo
Government & taxes
Property tax	$4,578	$382/mo
Land transfer tax(closing)	$5,655	$471/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,590	$383/mo
Condo fees
Condo / HOA fees	$3,424	$285/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,803	$4,150/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 33

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs