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$455K · 1 bed Condo Apartment · 485 Richmond Road, Ottawa, Ontario K2A 3W9 | HomeSearchCanada

$455,000

485 Richmond Road

13 DOM

1113d

Map

DOM 13

$455,000

DOM13days

485 Richmond Road

Ottawa · Ontario K2A 3W9

MLS® X13761480 · 5102 - Westboro West · K2A 3W9

11Vacant700-799 ft²Condo Apartment1-car UndergroundNo basement13d$607/ft²$4,891 tax/yrNo basement

13 days on market

About this home

Experience elevated living in the heart of Westboro at UpperWest. This bright and modern 1-bedroom + den condo offers open-concept design with 9-ft ceilings and floor-to-ceiling windows that flood the space with natural light. The spacious primary bedroom features a walk-in closet, while the versatile den is perfect for a home office or guest space.Enjoy a sleek kitchen with granite/quartz countertops, Energy Star appliances, and quality finishes throughout, including hardwood and tile flooring.…

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Property details

MLS#: X13761480
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 1021
Balcony: Open
Locker: Owned
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Metal/Steel Siding
Fronting on: —
Cross street: Richmond Road
Stories: 10
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13761480

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$455K

485 Richmond Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $455,000✓ $4,891 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,474/mo

incl. closing costs (yr 1)

Annual total

$53,686

year 1

Mortgage only

$1,726/mo

principal + interest

Beyond mortgage

$1,825/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$408/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,550/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,575

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $20,714/yr

Property taxes19% $10,466/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,550/yr

Condo fees14% $7,296/yr

Closing costs9% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,714	$1,726/mo
Government & taxes
Property tax	$4,891	$408/mo
Land transfer tax(closing)	$5,575	$465/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,550	$379/mo
Condo fees
Condo / HOA fees	$7,296	$608/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,686	$4,474/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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485 Richmond Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs