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$580K · 2 bed Condo Townhouse · Unit 18, 55 Harrison Street, Stratford, Ontario N5A 0A4 | HomeSearchCanada

$579,900

Unit 18

11 DOM

2311d

Map

DOM 11

$579,900

DOM11days

Unit 18

55 Harrison Street · Stratford · Ontario N5A 0A4

MLS® X13771032 · Stratford · N5A 0A4

23OwnerOccupied1400-1599 ft²Condo Townhouse1-car AttachedFinished11d$387/ft²$5,428 tax/yrBuilt 20188 yrs oldFinished

11 days on market

About this home

Welcome to 18-55 Harrison St, a beautifully designed 2-bedroom, 2.5-bath townhome offering over2,000 sq ft of fully finished living space, nestled in a tranquil cul-de-sac in Stratford. This charming home features a convenient garage and invites you in with a bright, welcoming foyer complemented by stunning hardwood floors that flow throughout the main level. Step into the open floor plan, where the living, dining, and kitchen areas seamlessly connect. A sliding glass door leads to a private bac…

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Property details

MLS#: X13771032
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 6 pc · Second; 3 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Arts Centre, Cul de Sac/Dead End, Golf, Greenbelt/Conservation, Place Of Worship

Fireplaces: 0

Condo corp #: 40
Balcony: None
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: Mornington St. & Vivian Line 37
Stories: 1
Utilities: —
Laundry: Laundry Room
Laundry level: Upper Level
Interior: ERV/HRV, Sump Pump, Water Heater, Water Softener
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CORCORAN HORIZON REALTY

Source: TRREB/PROPTX · MLS® X13771032

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$580K

Unit 18 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $579,900✓ $5,428 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,698/mo

incl. closing costs (yr 1)

Annual total

$56,372

year 1

Mortgage only

$2,200/mo

principal + interest

Beyond mortgage

$1,367/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$452/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$0/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $26,400/yr

Property taxes24% $13,501/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,799/yr

Condo fees0% $12/yr

Closing costs9% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,400	$2,200/mo
Government & taxes
Property tax	$5,428	$452/mo
Land transfer tax(closing)	$8,073	$673/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,799	$483/mo
Condo fees
Condo / HOA fees	$12	$1/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,372	$4,698/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 18

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs