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$405K · 1 bed Condo Apartment · Unit 229, 1284 Gordon Street, Guelph, Ontario N1L 0M8 | HomeSearchCanada

$405,000

Unit 229

11 DOM

1111d

Map

DOM 11

$405,000

DOM11days

Unit 229

1284 Gordon Street · Guelph · Ontario N1L 0M8

MLS® X13771168 · Kortright East · N1L 0M8

11Vacant600-699 ft²Condo ApartmentNoneNo basement11d$624/ft²$3,089 tax/yrBuilt 20188 yrs oldNo basement

11 days on market

About this home

A beautifully maintained and thoughtfully designed 1+den condo in the sought-after south end of Guelph, offering the perfect blend of style, functionality, and location. This bright, open-concept unit features a spacious layout with a modern kitchen that flows seamlessly into the living and dining area-ideal for both everyday living and entertaining. The generous primary bedroom is complemented by a versatile den, perfect for a home office, guest space, or added storage. Clean, well-kept, and mo…

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Property details

MLS#: X13771168
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2018

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 248
Balcony: Open
Locker: Owned
Association amenities: Elevator, Visitor Parking, Party Room/Meeting Room
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Edinburgh Rd S & Gordon St
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: None
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage Royal City Realty

Source: TRREB/PROPTX · MLS® X13771168

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$405K

Unit 229 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $405,000✓ $3,089 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,690/mo

incl. closing costs (yr 1)

Annual total

$44,279

year 1

Mortgage only

$1,536/mo

principal + interest

Beyond mortgage

$1,314/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$81,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$257/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,050/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$24/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,575

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $18,437/yr

Property taxes17% $7,664/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $4,050/yr

Condo fees8% $3,468/yr

Closing costs12% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,437	$1,536/mo
Government & taxes
Property tax	$3,089	$257/mo
Land transfer tax(closing)	$4,575	$381/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,050	$338/mo
Condo fees
Condo / HOA fees	$3,468	$289/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$44,279	$3,690/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 229

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs