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$1.07M · 2+1 bed Condo Townhouse · 14 Mills Lane, Niagara-on-the-Lake, Ontario L0S 1J1 | HomeSearchCanada

$1,075,000

14 Mills Lane

8 DOM

2+138d

Map

DOM 8

Waterfront

$1,075,000

DOM8days

14 Mills Lane

Niagara-on-the-Lake · Ontario L0S 1J1

MLS® X13783430 · 105 - St. Davids · L0S 1J1

2+13OwnerOccupied1400-1599 ft²Condo Townhouse2-car AttachedFull, Finished8d$717/ft²$5,924 tax/yrFull, Finished

8 days on market

About this home

Welcome to the Vintages in Niagara-on-the-Lake, a sought-after enclave in the heart of St. Davids known for its strong sense of community and seasonal gatherings, offering exceptional value through luxury, maintenance-free living. This quality-built bungalow by Blythewood Homes constructed in 2021, offers over 2,500 sq ft of finished living space, featuring 3 bedrooms and 3 full bathrooms, thoughtfully designed with engineered hardwood flooring, Silestone premium countertops and backsplash, a bu…

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Property details

MLS#: X13783430
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 3 full, 0 half
Rooms: 7 + 3
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: Bungalow
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main; 4 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Poured Concrete

Waterfront: Yes

Condo corp #: 302
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Stucco (Plaster) · Lawn Sprinkler System, Landscaped, Porch Enclosed
Fronting on: —
Cross street: YORK & FOUR MILE CREEK
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Sump Pump, Primary Bedroom - Main Floor, Air Exchanger
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX NIAGARA REALTY LTD, BROKERAGE

Source: TRREB/PROPTX · MLS® X13783430

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$1.07M

14 Mills Lane · Bryon Bertrim

Bryon Bertrim, REALTOR® | Real Broker Ontario Ltd. Brokerage · MLS® via PropTx · © CREA · Bona fide use only

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,075,000✓ $5,924 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,112/mo

incl. closing costs (yr 1)

Annual total

$97,344

year 1

Mortgage only

$4,078/mo

principal + interest

Beyond mortgage

$2,078/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$215,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$494/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$22/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$17,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $48,939/yr

Property taxes25% $23,899/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,750/yr

Condo fees3% $3,096/yr

Closing costs5% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$48,939	$4,078/mo
Government & taxes
Property tax	$5,924	$494/mo
Land transfer tax(closing)	$17,975	$1,498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,750	$896/mo
Condo fees
Condo / HOA fees	$3,096	$258/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$97,344	$8,112/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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14 Mills Lane

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs