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$800K · 2+1 bed Condo Townhouse · Unit 8, Tpwnes of Mount Carmel, 3232 Montrose Road, Niagara Falls, Ontario L2H 0E8 | HomeSearchCanada

$799,900

Unit 8

5 DOM

2+135d

Map

DOM 5

$799,900

DOM5days

Unit 8

Tpwnes of Mount Carmel · 3232 Montrose Road · Niagara Falls · Ontario L2H 0E8

MLS® X13795286 · 208 - Mt. Carmel · L2H 0E8

2+13OwnerOccupied1400-1599 ft²Condo Townhouse2-car AttachedFull, Partially Finished5d$533/ft²$6,419 tax/yrBuilt 200323 yrs oldFull, Partially Finished

5 days on market

About this home

WARNING! Hold on tight to your socks cuz they're about to be knocked off! Welcome to the Townes at Mount Carmel, and this absolutely immaculate former model home! Majestically appointed with beautiful curb appeal, this Radcliff model bungalow features brick and stucco, double garage with professionally coated floor, exposed aggregate drive, and wraparound covered porch, perfect for starting or ending your day! The classic door and foyer set the tone for this home that features an open concept ma…

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Property details

MLS#: X13795286
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 3 full, 0 half
Rooms: 9 + 5
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: Bungalow
Type: Condo Townhouse
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main; 3 pc · Basement
Family room: No
Central vacuum: Central vacuum
Ensuite laundry: Ensuite laundry

Zoning: R4

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Public Transit

Fireplaces: 2
Fireplace features: Natural Gas, Rec Room, Living Room

Building name: Tpwnes of Mount Carmel
Condo corp #: 98
Balcony: None
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick Front, Stucco (Plaster) · Deck, Porch, Year Round Living
Fronting on: —
Cross street: Montrose/Matthews
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Auto Garage Door Remote, Central Vacuum, Primary Bedroom - Main Floor
Parking features: Private

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X13795286

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$800K

Unit 8 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,900✓ $6,419 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,414/mo

incl. closing costs (yr 1)

Annual total

$76,966

year 1

Mortgage only

$3,035/mo

principal + interest

Beyond mortgage

$1,882/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$535/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$21/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $36,415/yr

Property taxes25% $18,892/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,999/yr

Condo fees4% $3,000/yr

Closing costs7% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,415	$3,035/mo
Government & taxes
Property tax	$6,419	$535/mo
Land transfer tax(closing)	$12,473	$1,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,999	$667/mo
Condo fees
Condo / HOA fees	$3,000	$250/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$76,966	$6,414/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 8

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs